Instant Funding - Instantly Available In Your Accout
Borrow up to $255 today and get the money sent to your account through your debit card. The money is instantly available*.
How the Payday Loan Process Works
Approval
Receive Your Funds
Application
Once you submit your loan documents, they are reviewed and approval takes approximately 15 minutes
Receive Your Funds
Receive Your Funds
Receive Your Funds
In store loans are paid to you in cash. Online loans are instantly funded to you through your debit card.
Payday Loans are available in the following increments, subject to qualifications and limitations: $50, $100, $150, $200, $255
You can borrow any of the increments up to your loan limit. Your loan limit is based on:
- Your income
- The information on your loan application
- Your credit history with Cash Plus
- The information in your consumer report provided by a consumer reporting agency.
A payday loan costs approximately $17.65 per $100 borrowed. As an example, a $100 loan due in 14 days would have a total repayment of $117.65 and an APR (Annual Percentage Rate) of 460.16%*
* The Annual Percentage Rate ("APR") is the cost of your loan expressed as a yearly rate. The actual APR for your loan may be higher or lower, depending on the actual amount you borrow and your actual repayment schedule.
Licensed by the Department of Financial Protection and Innovation pursuant to the CA Deferred Deposit Transaction Law to make consumer loans.
- ID and social security number (or alien registration number or ITIN)
- Physical address and contact phone number
- Open checking account that accepts personal checks** and bank statement
- Direct Deposit to your checking account
- Ability to access to your bank account via mobile banking
* Payday Loans are only offered to residents of California.
** Not all account types allow personal checks to be posted and therefore those account types are not supported for our Payday Loans. Example account types not supported are: Bank of America SafeBalance, Chase Secure Banking, Netspend, Chime, CashApp
Click to View Sample Loan Fees
* Instant Funding is not available for all debit cards. Subject to limitations. Some restrictions may apply. Processing times vary. During our operating business hours. In most cases, funds are transferred in approximately 30-45 minutes, but can take longer. Cash Plus is not responsible for bank posting delays or errors.
* Due to limitations imposed by the Military Lending Act, Cash Plus does not make loans to "covered borrowers", a term which includes active duty members of the military, their spouses and dependents.
Frequently Asked Questions
Cash Plus is licensed by the Department of Financial Protection and Innovation. View California Deferred Deposit Transaction Law License. Cash Plus is registered with the federal government as a Money Service Business (MSB).
Our business hours to process loan requests are:
Monday - Friday 10AM to 6PM
Saturday 10AM to 3PM
Sunday CLOSED
For existing customers that make loan requests after hours, we monitor the incoming loans and attempt to process and fund. However, this is based on availability of our personnel to respond after hours which cannot be guaranteed.
First time loan applications are processed during business hours.
Your loan will be due on the date set forth in the loan agreement.
If your next payday is within 2 days from the date you take out the loan, you can repay on the following payday. The maximum loan term per California law is 31 days.
Online Payments
Online payments may be made by logging in to your account and selecting your loan.
Telephone Payments
Telephone payments may be made by calling us at 714-526-2274
In-Store Payments
Payments may be made in-store via Cash or Debit Card at:
Cash Plus
1317 S Harbor Blvd.
Fullerton, CA 92832
You can prepay your loan in full prior to the due date with no prepayment penalty.
If your check or ACH returns unpaid, you will be charged a one-time $15 fee. You can reach us at 714-526-2274 for more information.
Copyright © 2023 Cash Plus - All Rights Reserved.
Licensed by the Department of Financial Protection and Innovation pursuant to the CA Deferred Deposit Transaction Law to make consumer loans.
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